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Create Your Own Website






5 Simple Steps to Accepting Payments when you create your own website.


When you create your own website and you are selling things, you need people to be able to pay you. Sure its easy to create your own website and ask visitors to send you checks through the mail, but that's not really convenient or scalable, is it? No, when you create your own website, you need to be able to accept card payments electronically – and, luckily for you, it's never been easier. Here's the whole process to consider when you create your own website, in five simple steps.


Step 1: When you create your own website choose a Payment Service.


When you create your own website while you could get a merchant account and do your own card processing, it isn't usually worth it, unless you do an awful lot of transactions. For most businesses when you create your own website, third-party payment services are a better solution, and there are many services out there that let you accept card payments for a small fee – an invaluable commodity when you create your own website.


When you create your own website and choose a payment service, then, the main things you want to consider are the prices, and whether your customers will trust it. You used to need to consider which services your customers would have accounts with, but when you create your own website now most services will let you accept payments from people who don't have accounts with them - so that's not much of an issue any more when you create your own website.


Right now when you create your own website, the biggest general payment player is PayPal, and they're worth considering first, but you should be aware that many businesses have had issues with PayPal freezing their accounts and being slow to respond (see www.nopaypal.com for more). When you create your own website consider StormPay (www.stormpay.com) as a decent general-purpose PayPal alternative. When you create your own website it will be useful to keep around as a backup. You might also like to check out more specific services when you create your own website, such as AuctionCheckout (if you're taking payments for auction items) or ClickBank (non-physical products only, popular for ebook sales).


Step 2: When you create your own website create and payment account.


The next step when you create your own website is to create an account at your chosen online payment provider. This will require you to give out either your personal name and address or a business name and address. When you create your own website depending on who you're registering with, you may also need to give out credit card or bank details. It almost goes without saying when you create your own website that you shouldn't give these details out to anyone you're not sure of – be suspicious of payment services that you've found with a search but never actually seen in use.


Step 3: When you create your own website - Get Verified.


When you create your own website and before you can receive any significant amount of money, most payment providers require you to become 'verified' – this is usually nothing more than the minimum they need to do to comply with the law. When you create your own website if you haven't been asked for your bank and credit card details already, you will be at this point, and some services will even ask you to fax them a photocopy of your physical card, to prove you're the real cardholder. When you create your own website some services will even cross-reference your phone number with your address and then phone you to make sure it really is you. When you create your own website don't be too disturbed by all this: it's all in the name of security, and you're not doing anything bad.


Step 4: When you create your own website add the Payment Button to Your Pages.


When you create your own website and when it comes time to actually start accepting customers' money through the service, all you'll need to do in most cases is add some kind of button or image of a button to your sales page that says 'Pay Now'. When you create your own website the payment service will usually provide the HTML for this, and a few tutorials to explain things like ways to make sure that the correct amount shows up on the payment page.


Step 5: When you create your own website Withdraw Payments Often.


Probably the most important aspect when you create your own website and whenever you're dealing with electronic payments, is to withdraw every time you get an amount of money you consider significant, and an absolute minimum of once per week. There are all sorts of reasons for this when you create your own website, but the biggest one is that online payment services aren't anywhere near as strictly regulated as other financial institutions, and aren't under that much of an obligation to give it to you in any timely manner. When you create your own website you should consider any money left with them to be at risk until it's securely in your bank account. Besides, when you create your own website you don't want your money sitting there earning interest for them instead of you, do you? Be sure to keep this important step in mind when you create your own website.

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